Insurance-Backed Returns
for USD Deposits at Scale
Outperform money market funds without the risks
of commercial paper or private credit.

WHY OLIVETREE
Avoid Market Risk
Your deposits are protected by A-rated U.S. insurance carriers, eliminating exposure to market volatility and default risk.
Guaranteed Yields
A true alternative to money market funds. We offer contractually guaranteed yields on USD deposits, insulated from rate fluctuations.
Maximize Margin on Deposits
No hidden management fees. Capture a durable spread on every dollar while offering your users the highest possible insurance-backed yields.
The Treasury Barbell
Keep money market funds for short-term operating cash, and allocate to our 3-Year yield product for long-term capital.
Global Accessibility
A frictionless Cayman structure designed for global platforms and offshore funds facing barriers to U.S. money market funds or withholding taxes.
THE PROCESS
How it Works
Proven Industry Experience




Regulatory Excellence

Principal Protection
We believe the safety of client capital comes first. Our products are 100% principal protected and fully backed by investment-grade guarantees.

Risk Mitigation
Designed from the ground up with a bankruptcy-remote structure, counterparty risk is strictly isolated to ensure the absolute protection of client capital.

Cayman Islands Domiciled
Olivetree operates in strict compliance with international FATF, AML and CFT regulatory standards.